Ledgerly. Start your khata

Your bank already told you. You just weren't listening.

Paste your bank SMS. Ledgerly turns the noise into a monthly khata of where your money went.

Start your khata

Free to start. No bank login. Sign in with just your email.

Three things it catches.

Subscriptions you forgot

Every recurring debit in one list, with the date it last hit your account.

Still paying for that gym? Yes.

Charges that quietly went up

A plan that moved from ₹149 to ₹199 is shown next to what you used to pay.

Nobody emailed you about this.

Free trials that turned into paid plans

The first charge after a trial is flagged the day it lands, not three months later.

Day 8. It is always day 8.

Cancel these.

Four subscriptions flagged from a sample month. Tap one to stamp it. Your own list builds itself once you add messages.

You could save ₹0

a month. That is ₹0 a year.

Your month, on one page.

September khata ₹39,531 spent
Rent
₹18,500
EMIs
₹7,240
Food delivery
₹6,850
Travel
₹3,900
Subscriptions
₹3,041

Swiggy was ₹3,200 more than last month.

Cancel the four we flagged and you could save ₹2,566 a month.

Plain sentences, not a dashboard. The biggest jump, the biggest leak, and what to do about it.

It lives where you already are.

Three terms, in writing.

  1. Your SMS is read in your browser.Only the sorted result is saved. The raw message is never stored.
  2. We never ask for your bank login.No passwords, no card numbers, no OTPs. Ever.
  3. Your data is never sold.Not in full, not anonymised, not in aggregate.
Delete my data anytime Signed, Team Ledgerly

Start free. Pay when you want more.

Free

₹0 forever

  • Paste SMS or upload a PDF or CSV statement
  • Monthly khata and weekly digest by email
  • Recurring charge detection
  • Cancel list and savings estimate
Start free

Premium

₹149 a month

  • Everything in Free
  • Savings goals
  • Bill and EMI reminders
  • Personalised savings plan
  • Reminders before every due date
Try Premium

Close the month with clarity.